b'Insurance NotesRightorwrong,generalli- square footage worked anda.Forinstance,thiscouldtorsinvolvementandsu- insured,almosteliminating abilityinsurancepremiumsre- gross payroll by each oper- include a separate recordpervision,ifyouacceptedthe necessity to involve your sult mostly from a rate appliedation/work type, too. Thisshowingyoursuccessinthe entire job or part of theown insurance. to your annual gross receipts af- way if there is a spike inhavingtheconsultantsjob, if you provided labour9)Whensubcontractingwork terconsideringyourcompanyssales due to demand for ma- andownersagreetotheonlyorlabourandmate- to others, get endorsed to the riskprofile.IntheICIroofingterials or some other influ- pictureframemethodrial, and if you added thesubcontractors general liabil-industry,variousfactorsaboutential factor, but your actualtoreducetorchingfireprimeasanadditionality insurance as an additional yourbusinessaretakenintowork volume has remainedexposure, or even a flame- insuredtoyourliabilityinsured,includingnoless considerationbyunderwritersmostly the same, you mayless process.insurance.Thisextentofthan30daysnoticeofcan-before arriving at a final rate andbe able to use this data to5) Specificallyrecordhowdetail could help your de- cellation and no less than the amount of insurance you are premium. You can help yourselfsupport that your risk pro- muchhotworkisnewfence if a claim arises. required to supply under your achieve more favourable rates iffile is mostly unchanged. roofingworkvs.re-roof- 8)When working as a subcon- owncontract.Thisshould you do the following:3) Negotiatealternativeswithing work.tractor, insist on copies ofappearontheCertificateof 1)Keep an accurate record ofconsultants to specifications6)Considerprohibitingsmok- primecontractor-arrangedInsurancesuppliedbythe grossreceiptsbyeachop- requiringtheuseofopening on the roof and in theinsurance (builders risk orsubcontractor.eration/work type.flame.work area, and arrange desig- project-specific(wrap-up)a.If the subcontractor causes 2) AfterexperiencingCO- 4)Specificallyrecordworknated smoking areas off-site.general liability insurance), or contributes to a claim, VID-19andnowmate- involving torch and hot as- 7) Track your work performedas these respond to claimsthe additional insured pro-rialsupplyissues,Irec- phalt works vs. less hazard- asasubcontractor.Recordon a primary basis and, invisionmayextendsome ommendyoutrackyourous applications. areas like the prime contrac- most cases, cover you as andefence to you under the subcontractorsgeneralli-ability insurance.Notice b.ofcancellation should ensure you are in-formed if a subcontractors generalliabilityinsurance Think Safe, iscancelled.Thisallows youtotakemeasuresto Work Safe, stopthesubcontractors since 1988 work, require them to con-firmtheyhavereplaced Top-Line Roofing & Sheet-Metal Inc specializestheirinsurancecoverage, in the installation, repair, and maintenance oforappointanothersub-industrial roofs throughout Southern Ontario.contractor/useyourown OUR SERVICES: resources to complete the Commercial roofing Re-roofing work. It is prudent that the Roof maintenance Skylight installationRoof inspection,Sheet metal flashingadditional insured and can-evaluation & report fabrication & installation cellationnoticeagreement Historical restoration Retro-fit curb installation be added by endorsement to Emergency roof repairs thesubcontractorsgeneral liability insurance policy.(905) 602-0760 c.If the subcontracted work1325 Fewster Dr involveshotworks,the Mississauga, ONL4W 1A2toplineroofing.ca subcontractorsCertificate ofInsuranceshouldcon-16ONTARIO ROOFING NEWSISSUE 3 2021 THE ONLY SOURCE FOR PROFESSIONAL ICI ROOFING CONTRACTORS IN ONTARIO ORN'