b'Some risks are not insurable, after all, and if unaware you could find yourself responsible for much more self-insured risk than you realize.Review of Indemnification Agreement Changed in Supplementary ConditionsA recent municipal tender indemnification agreement was writ-ten as follows (names deleted): Liability and IndemnificationThe Contractor shall defend, indemnify and save harmless City and its elected officials, officers, employees and agents from and against any and all claims of any nature, actions, causes of action, losses, expenses, fines, costs (including legal costs), interest or damages of every nature and kind whatsoever, including but not limited to bodily injury, sick-ness, disease or death, or damage to or destruction of tangible property, including loss of revenue or incurred expense resulting from disruption of service, arising out of or allegedly attributable to the negligence, acts, errors, omissions, misfeasance, nonfeasance, fraud or willful misconduct of the Contractor, its directors, officers, employees, agents, contractors and subcontractors, or any of them, in connection with or in any way related to the delivery or performance of this Contract. This indemnity shall be in addition to and/or in lieu of any insurance to be provided by the Contractor in accordance with this Contract, and shall survive this Contract. The Contractor covenants and agrees that they will take any and all action and will do and provide the services herein required to be provided in compliance with all laws, regulations or orders, including the order of any board or court of competent jurisdiction, rule, regula-tion or requirement of the Canadian Government or the Government of the Province of Ontario or any competent local government, board, commission, department or officer (Compliance Requirements), and hereby indemnifies and holds harmless the City from any and all claims, payments, injury or loss and for any and all legal costs (including fees and disbursements) or administrative costs incurred by the City relating to any failure of the Contractor, their employees, agents or contractors to comply with any Compliance Requirements. The Contractor shall be responsible for ensuring similar compliance by its suppliers and subcon-tractors. The Contractor hereby acknowledges and agrees that it shall be solely responsible and liable to the City for any breach of the confidential-ity obligations herein by any person to whom access to the Confidential Information was provided.Here are some terms of reference used in the indemnification agreement above that should keep you up at night as much as the head turning scene in The Exorcist: 1) The Contractor shall defend, indemnify and save harm-less City and its elected officials, officers, employees and agents The owners agents are to be indemnified, but the role of agent is not defined and the agents are not identified. You have a right to know who the agents are. Your insurer will likely wish to know before adding them to a liability insurance certificate, as the term is too broad without specifics.2) from and against any and all claims of any nature, ac- tions, causes of action, losses, expenses, fines, costs (in-cluding legal costs), interest or damages of every nature and kind whatsoever, including but not limited to bodily injury, sickness, disease or death, or damage to or destruc-tion of tangible property, including loss of revenue or in-curred expense resulting from disruption of service, arising out of or allegedly attributable to the negligence, acts, er-rors, omissions, misfeasance, nonfeasance, fraud or will-ful misconduct of the Contractor, its directors, officers, employees, agents, contractors and subcontractors, or any of them, in connection with or in any way related to the delivery or performance of this Contract.ORN THE ONLY SOURCE FOR PROFESSIONAL ICI ROOFING CONTRACTORS IN ONTARIO ONTARIO ROOFING NEWSISSUE 2 202119'