b'Insurance NotesMore broadening of your obli- all forms of liability coverage there is any other insurance not gations takes place here, and simi- mentionedwithinthespecifica-larly to the indemnification agree- This clause broadens your ob- tionsthatthecontractorwould ment discussed above, all to theligation such that if something isreasonably need. This may also be ultimate protection of the owner.not covered by general liabilityas simple as carrying higher limits Think Safe, Itclearlyimpliesthatwhetherinsurance, the owner could sueof general liability insurance than youformanagementliability Work Safe, youpurchaseinsuranceornot,forexample,directors&of- theminimumprescribedinthe since 1988 you are obliged to the owner, andficers or professional liability.specifications. Caution is needed, ithintsthatotherareasoftheA good example might be if youas it implies you need more liabil-Top-Line Roofing & Sheet-Metal Inc specializestender specifications (such as in- havemodifiedorcommentedity insurance than just general li-in the installation, repair, and maintenance ofdemnification) may impose moreonimprovementsneededtoability insurance, which is in fact industrial roofs throughout Southern Ontario.liability on you. theconsultantsspecifications,often the case. We suggest trying to OUR SERVICES: thereby perhaps unwittingly par-Commercial roofing Re-roofing Treatment:change all forms of liability cover-Roof maintenance Skylight installation No action is needed other thanticipating in the design processagetoCommercial General Li-Roof inspection,Sheet metal flashingandattractingadesignliability evaluation & report fabrication & installation yourawarenessasindemnifica- claim against you. ability during the questions time Historical restoration Retro-fit curb installation tion in this case is broader thanframe of the tender in order to truly Emergency roof repairs the scope of insurance as alreadyTreatment:determine the owners intentions.discussed above.Wecallthisacatchall (905) 602-0760 Note: Insurers will not provideclauseitpassesresponsibilitytheseareminimumrequire-1325 Fewster Dr coverage beyond what is commer- to the contractor by suggestingments and may not reflect poten-Mississauga, ONL4W 1A2 cially available/reasonable withintialinsurablerisksorexposures toplineroofing.ca that the owner expects the con-the insurance industry. tractortoarrangecoverageiffor all circumstances.22ONTARIO ROOFING NEWSISSUE 2 2021 THE ONLY SOURCE FOR PROFESSIONAL ICI ROOFING CONTRACTORS IN ONTARIO ORN'